Faking it — scammers’ tricks to steal your heart and money | Page 29 | Consumer Information
The moron can't even use photos of people with the right name in his scams!! . Now, “Monfils” is trolling internet dating sites. right now and is “stronger attracted to me” (now I remember seeing to be on my guard for grammatical errors). Believed in God the Father Almighty – which he probably copied from the Bible. But scammers also use these sites to meet potential victims. Tagged with: imposter, money transfer, online dating, scam . said no, but that he would like to know me, he had a verse from the Bible so I thought that he was a real Christian. . I was trying to be on my guard and well stupid me fell for the guy. “I'I went to the first online dating agency I could find and within 1 hour had met my Starting a biblical relationship,The Worst of Donald Trump's Toxic Agenda Is.
If you find a bill that you do not believe belongs to you on your credit report, check it out immediately.
First, contact the creditor to find out if they have an account in your name. Ask to see a copy of the original application if they say you do.
Back To Top How trustworthy are "credit clinics" and other organizations that claim to help me out of financial trouble? Consumers with credit problems have paid millions of dollars to firms that claim they can "remove negative information", "clean up credit reports", and allow consumers to get credit no matter how bad the credit history.
Consumers should beware of the following promises by credit clinics: Why should you pay the credit clinic just to provide an application and deposit slip? Check with your state attorney general's office to determine if your state has laws that protect consumers against credit clinics and contact your state Attorney General, consumer protection agency, or Better Business Bureau to check an organization's reputation.
Frequently Asked Questions
Back To Top How honest are ads touting "federal government surplus" sales? Advertisements touting access to little-known sources of federal government property are simply selling the names and addresses of the federal government agencies, which you can get from the federal government or by contacting the agency's local or regional office. Furthermore, the information sold by these businesses may not be accurate or up-to-date.
Information about federal sales programs is available for free or at low cost from the federal government by visiting: Government Sales and Auctions. Back To Top How can I protect myself from penny stock scams? They are considered to be highly speculative and high risk and are traded over the counter and are prime targets for price manipulation.
Here is how penny stock scam might operate: G got a call from Mr. S, who told her he wanted to help her out with a "little-known" investment bonanza.
These penny stocks' price could rise by 25 percent in a few months. After she was told to act before the opportunity vanished, Mrs. Although she was told during the first few weeks that the stock was going up, within a month the seller was not returning her phone calls. She could not check the price of the stock because penny stocks are not traded on an exchange, but over-the-counter.
Further, the price of the penny stock was not published anywhere. S's company was the only seller of these particular penny stocks and had been engaging in price manipulation. Penny stocks can be a legitimate investment opportunity if you learn to be alert, but with the proliferation of the Internet, these stocks are often quite risky for the average investor. Learn the following warning signs investigate before you invest.
Unsolicited Telephone Calls Beware of a salesperson who promises you quick profits with little or no risk. High-Pressure Sales Tactics These tactics include the following statements by a salesperson: The salesperson has "inside" information on a stock and that you should purchase now, before the information becomes public For only for a short period of time, a stock sells at a special or below market price Due to a series of increases in a stock's price, you should purchase immediately You may buy a particular stock only if you agree to buy stock of another company Warning Sign 3: Inability to Sell Your Stock and Receive Cash Fraudulent penny stock brokers may become inaccessible when you want to sell, or they may refuse to sell your stock unless you buy another one.
How can I protect myself from a pyramid scheme?
Has an online love interest asked you for money?
The best way to protect yourself is to understand how pyramid schemes operate, as this example shows: What Frank didn't know was that his friend had fallen victim to a pyramid scheme. Such schemes work as follows: The tricky thing about pyramid schemes is that, for the first ten or twenty investors, they work.
Returns depend totally on new investors making an investment rather than on any business venture. He is currently trying to get his money back and has reported the investment to the SEC. Named for Charles A. Ponzi, who defrauded hundreds of investors in the s, a Ponzi scheme pays off old "investors" with money coming in from new "investors.
P collects a pool of money that he pays out to those wishing a return on their invested money. Back To Top How can I protect myself from travel scams? Since travel services usually have to be paid for in advance, disreputable individuals and companies try to sell travel packages turn out to be different from what was presented.
If you receive an offer by phone or mail for a free or extremely low-priced vacation trip to a popular destination often Hawaii or Floridathere are a few things you should look for: Does the price seem too good to be true? If so, it probably is. Are you asked to give your credit card number over the phone? Are you pressured to make an immediate decision? Is the carrier simply identified as "a major airline", or does the representative offer a collection of airlines without being able to say which one you will be on?
Is the representative unable or unwilling to give you a street address for the company? Finally, you are you told you can't leave for at least two months?
The deadline for disputing a credit card charge is 60 days, and most scam artists know this. If you encounter any of these symptoms, ask for written information and time to think it over. If they say no, this probably isn't the trip for you.
Furthermore, if you are told that you've won a free vacation, make sure you don't have to buy expensive hotel arrangements in order to get it. If you are seriously considering the vacation offer, compare it to what you might obtain elsewhere. The appeal of free airfare or free accommodations often disguises the fact that the total price exceeds that of a regular package tour. Get written confirmation of the departure date.
If the package involves standby or waitlist travel, or a reservation that can only be provided much later, ask if your payment is refundable if you want to cancel.
If the destination is a beach resort, ask the seller how far the hotel is from the beach. Then ask the hotel. Determine the complete cost of the trip in dollars, including all service charges, taxes, processing fees, etc. If you decide to buy the trip, paying by credit card gives you certain legal rights to pursue a chargeback credit if promised services aren't delivered.
Back To Top When buying a used car, how can I avoid buying a "lemon? To avoid buying a "laundered lemon", take these steps. Check Consumer Reports and Edmunds online. Both publish car reviews and are good sources for finding out whether a vehicle is reliable and has been trouble-free.
Check for defects, repairs, and recalls. Visit the federal government's databases to find out whether the vehicle make and model you're interested in has been recalled, as well as service bulletins, safety investigations, and owner complaints. Check with your local dealer's service department to verify that the problem if there was one was taken care of.
Conduct a thorough visual inspection inside and out. Look for signs of rust, mildew on carpeting, fluid leaks, bodywork repairs such as mismatched paint, and wear on tires. With the engine running check the exhaust smoke color and smell. Verify that the horn and lights are all working properly.
[UPDATE] The “Face” of Military Dating Scams – The Wall of Shame – A Soldier's Perspective
Finally, have a reliable mechanic look it over. While it might cost a few bucks, he will be able to spot things you can't.
The report will show you whether there are title problems, what the ownership history of the vehicle is, service records and whether the vehicle has been involved in any accidents. The VIN is located on the driver's side dashboard. Often the scammer will pretend to need the money for some sort of personal emergency. For example, they may claim to have a severely ill family member who requires immediate medical attention such as an expensive operation, or they may claim financial hardship due to an unfortunate run of bad luck such as a failed business or mugging in the street.
The scammer may also claim they want to travel to visit you, but cannot afford it unless you are able to lend them money to cover flights or other travel expenses. Sometimes the scammer will send you valuable items such as laptop computers and mobile phones, and ask you to resend them somewhere. They will invent some reason why they need you to send the goods but this is just a way for them to cover up their criminal activity.
Alternatively they may ask you to buy the goods yourself and send them somewhere. You might even be asked to accept money into your bank account and then transfer it to someone else. Warning - the above scenarios are very likely to be forms of money laundering which is a criminal offence. Never agree to transfer money for someone else.
They will tell you they need your money to cover administrative fees or taxes. Scammers may attempt to lure their victims overseas, putting you in dangerous situations that can have tragic consequences. Regardless of how you are scammed, you could end up losing a lot of money. Online dating and romance scams cheat Australians out of millions every year. The money you send to scammers is almost always impossible to recover and, in addition, you may feel long-lasting emotional betrayal at the hands of someone you thought loved you.
If you met on a dating site they will try and move you away from the site and communicate via chat or email. Their messages are often poorly written, vague and escalate quickly from introduction to love. Always consider the possibility that the approach may be a scam, particularly if the warning signs listed above appear.
You can use image search services such as Google or TinEye. Scammers are known to blackmail their targets using compromising material. If you agree to meet a prospective partner in person, tell family and friends where you are going.